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Tag Archive

Below you'll find a list of all posts! that have been tagged as “homeowners”

high risk home insurance

Why does insurance cost more in some ZIP codes?

Bethany Ramos January 24, 2026Homeowners, Insurance

Reading Time: 3 minutesIf your insurance premium jumped this year, your address might be part of the reason why. …

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car insurancehigh-risk insurancehome insurancehomeownersinsurance deductible
downsizing your home

Less can be more: 8 practical downsizing tips

Bethany Ramos January 17, 2026Homeowners, Selling

Reading Time: 3 minutesHomeowners downsize, selling a larger home to move into a smaller one, for a wide range …

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downsizinghomeownersmoney saving tipsmortgageselling a house
how does a second mortgage work

Need cash, but don’t want to refinance?

Bethany Ramos November 11, 2025Homeowners, Refinance

Reading Time: 3 minutesA closed-end second mortgage is a type of home loan that lets you borrow against your …

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debt managementhome equityhomeownersrefinancesecond mortgage
mortgage recast

Refinance vs. recast: Which saves you more?

Bethany Ramos October 28, 2025Homeowners, Refinance

Reading Time: 3 minutesMost homeowners know about refinancing, but they’re less familiar with a mortgage recast. A refinance replaces …

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homeownersmortgage paymentrecastrefinancewhen to refinance
one big beautiful bill​

Big changes: What does the BBB mean for you?

Bethany Ramos October 14, 2025Current Events, Homebuying, Homeowners

Reading Time: 3 minutesA new set of tax rules is reshaping the housing market. If you’re a homeowner, buyer, …

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homeownersindustry newsmortgagemortgage interesttaxes
best roi home improvements

Ready to renovate? 5 home improvements with high ROI

Bethany Ramos September 9, 2025Home Improvement, Homeowners, Refinance

Reading Time: 3 minutesRight now, garage door replacement, entry door replacement, stone veneer, and kitchen remodel rank highest for …

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home improvementhome renovationhomeownersremodelingrenovation loan
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
how to prepare for a hurricane

8 smart ways to disaster-proof your house

Bethany Ramos July 8, 2025Home Improvement, Homeowners, Insurance, Lifestyle

Reading Time: 3 minutesYour house is likely to be your biggest investment. If it’s hit by a hurricane, wildfire, …

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diyhome improvementhome insurancehomeownersnatural disaster
how to put your home in a trust

How—and when—to put your home in a trust

Bethany Ramos April 22, 2025Homeowners, Personal Finance, Taxes

Reading Time: 3 minutesTrying to decide on the best way to pass on your home to your children? It …

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estate planningfinancial planninghome insurancehomeownersmortgage
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