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Personal Finance

homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos June 2, 2026Home Insurance, Homebuying, Homeowners, Personal Finance

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
money saving tips

8 surprisingly simple ways to save money inside your home

Bethany Ramos May 5, 2026Home Insurance, Homeowners, Lifestyle, Personal Finance

Reading Time: 4 minutesLow-cost living doesn’t have to be time-consuming. Simple changes like cutting unused subscriptions, reassessing your home …

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diyenergy saving tipsgreen livinghomeownersmoney saving tips
how do you qualify for a va loan

6 things to know before you apply for a VA loan

Bethany Ramos April 11, 2026Homebuying, Personal Finance, Taxes

Reading Time: 3 minutesIf you’re one of the 17 million veterans in the United States, there’s a powerful homeownership …

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veterans
down payment for a house

Could your tax refund be the key to homeownership?

Bethany Ramos February 17, 2026First-Time Homebuyer, Homebuying, Homeowners, Personal Finance, Selling, Taxes

Reading Time: 3 minutesWondering if you can use your tax refund on a down payment for a house? The …

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buying a homedown paymenthomebuyerssaving for a down paymenttaxes
do not call

New law protects you from unwanted calls when buying a house

Bethany Ramos February 9, 2026Credit Score, Getting Prequalified, Homebuying, Refinance

Reading Time: 4 minutesThe new Homebuyers Privacy Protection Act is set to make unsolicited calls after applying for a …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
property tax appeal

Are you overpaying? How to dispute your property taxes

Bethany Ramos January 28, 2026First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Industry Professionals, Personal Finance, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos January 20, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Personal Finance

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
down payment on a house

New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026First-Time Homebuyer, Homebuying, Personal Finance

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
can you buy a house after bankruptcy​

10 mortgage questions most people don’t want to ask

Bethany Ramos January 6, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Industry Professionals, Personal Finance

Reading Time: 5 minutesUncomfortable mortgage questions are hard to ask, but experienced loan officers have heard them all before. …

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buying a homehomeownersloan officersmortgagemortgage questions
how to apply for a homestead exemption

How to apply for a homestead exemption in almost every state

Bethany Ramos January 6, 2026Homeowners, Taxes

Reading Time: 3 minutesA homestead exemption is a legal provision that reduces the taxable value of your primary residence, …

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homeownershomestead exemptionmoney saving tipsproperty taxtaxes
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