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how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Homebuying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Homebuying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
how does a second mortgage work

Need cash, but don’t want to refinance?

Bethany Ramos November 11, 2025Homeowners, Refinance

Reading Time: 3 minutesA Closed-End Second Mortgage is a type of home loan that lets you borrow against your …

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debt managementhome equityhomeownersrefinancesecond mortgage
mortgage recast

Refinance vs. recast: Which saves you more?

Bethany Ramos October 28, 2025Homeowners, Refinance

Reading Time: 3 minutesMost homeowners know about refinancing, but they’re less familiar with a mortgage recast. A refinance replaces …

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homeownersmortgage paymentrecastrefinancewhen to refinance
one big beautiful bill​

Big changes: What does the BBB mean for you?

Bethany Ramos October 14, 2025Current Events, Homebuying, Homeowners

Reading Time: 3 minutesA new set of tax rules is reshaping the housing market. If you’re a homeowner, buyer, …

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homeownersindustry newsmortgagemortgage interesttaxes
best roi home improvements

Ready to renovate? 5 home improvements with high ROI

Bethany Ramos September 9, 2025Home Improvement, Homeowners, Refinance

Reading Time: 3 minutesRight now, garage door replacement, entry door replacement, stone veneer, and kitchen remodel rank highest for …

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home improvementhome renovationhomeownersremodelingrenovation loan
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
how to prepare for a hurricane

8 smart ways to disaster-proof your house

Bethany Ramos July 8, 2025Home Improvement, Home Insurance, Homeowners, Lifestyle

Reading Time: 3 minutesYour house is likely to be your biggest investment. If it’s hit by a hurricane, wildfire, …

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diyhome improvementhome insurancehomeownersnatural disaster
how to pay off your mortgage faster

How to pay off your mortgage and save thousands in interest

Bethany Ramos June 24, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesThe fastest way to pay off your mortgage is to make extra payments toward your principal …

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home loanhome loan payoffmortgagemortgage savingspay off mortgage
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