First-Time Homebuyer

10 mortgage questions most people don’t want to ask

Bethany Ramos June 16, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Industry Professionals, Personal Finance

Reading Time: 5 minutesUncomfortable mortgage questions are hard to ask, but experienced loan officers have heard them all before. …

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The ROAD to Housing Act: More homes, less competition

Bethany Ramos March 25, 2026Current Events, First-Time Homebuyer, Homebuying

Reading Time: 3 minutesA rare bipartisan federal housing bill could reshape the housing market for first-time homebuyers. Released in …

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Confirmed: Homebuyers want brand-new houses

Bethany Ramos March 3, 2026Current Events, First-Time Homebuyer, Homebuying, Homeowners, Industry Professionals, Selling

Reading Time: 3 minutesNew construction homes are making a comeback. The latest numbers show that newly built properties made …

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Could your tax refund be the key to homeownership?

Bethany Ramos February 17, 2026First-Time Homebuyer, Homebuying, Homeowners, Personal Finance, Selling, Taxes

Reading Time: 3 minutesWondering if you can use your tax refund on a down payment for a house? The …

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Are you overpaying? How to dispute your property taxes

Bethany Ramos January 28, 2026First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Industry Professionals, Personal Finance, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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What’s the best time of year to buy or sell a house?

Bethany Ramos January 22, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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Can you still buy a home with student loans?

Bethany Ramos January 20, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Personal Finance

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026First-Time Homebuyer, Homebuying, Personal Finance

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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Pets are changing the way buyers hunt for houses

Bethany Ramos January 13, 2026First-Time Homebuyer, Homebuying, Homeowners, Lifestyle

Reading Time: 3 minutesBuying a new home with a pet? When pet owners shop for a home, the four-legged …

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How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Homebuying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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