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Finance

best way to build credit

What’s the Best Way to Build Credit? 8 Strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
do not call

Got 2 Minutes? Opt Out of Unwanted Call Lists

Bethany Ramos May 9, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesWhen your credit is pulled when you apply for a mortgage, refinance, or HELOC, credit bureaus …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
HECM

Can You Use Your Home to Fund Your Retirement?

Bethany Ramos May 1, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to put your home in a trust

How—and When—to Put Your Home in a Trust

Bethany Ramos April 22, 2025Finance, Homeowners, Taxes

Reading Time: 3 minutesTrying to decide on the best way to pass on your home to your children? It …

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estate planningfinancial planninghome insurancehomeownersmortgage
how to pay off your mortgage faster

How to Pay Off Your Mortgage and Save Thousands in Interest

Bethany Ramos April 9, 2025Finance, Homeowners, Refinance

Reading Time: 3 minutesThe fastest way to pay off your mortgage is to make extra payments toward your principal …

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home loanhome loan payoffmortgagemortgage savingspay off mortgage
property tax appeal

Are You Overpaying? How to Dispute Your Property Taxes 

Bethany Ramos April 4, 2025Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
how is your credit score calculated

Your Guide to Your Credit Score: How Is It Calculated?

Bethany Ramos March 11, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance
tax deductions for homeowners

Maximize Your 2025 Tax Savings as a Homeowner

Bethany Ramos February 19, 2025Homeowners, Taxes

Reading Time: < 1 minuteTax season is here! Homeownership comes with unique tax benefits, and we’re here to help you …

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homeownersproperty taxsolartax deductionstaxes

3 Ways to Take Charge of Your Finances in 2025

Mark Ramos January 21, 2025Credit Score, Finance

Reading Time: 2 minutesThe new year is here—a fresh start full of opportunities! As you settle into the rhythm …

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Are You a Veteran? Here’s How to Save on Your Home Loan & Property Taxes

Mark Ramos November 11, 2022Finance, Home Buying, Taxes

Reading Time: 2 minutesVeterans sacrifice it all to serve and protect our country. If you’re one of the 21 …

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veterans
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