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Finance

property tax appeal

Are you overpaying? How to dispute your property taxes

Bethany Ramos January 28, 2026Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos January 20, 2026Finance, First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
down payment on a house

New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026Finance, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
money saving tips

8 surprisingly simple ways to save money inside your home

Bethany Ramos January 7, 2026DIY, Finance, Home Insurance, Homeowners, Lifestyle

Reading Time: 4 minutesLow-cost living doesn’t have to be time-consuming. Simple changes like cutting unused subscriptions, reassessing your home …

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diyenergy saving tipsgreen livinghomeownersmoney saving tips
how to apply for a homestead exemption

How to apply for a homestead exemption in almost every state

Bethany Ramos January 6, 2026Homeowners, Taxes

Reading Time: 3 minutesA homestead exemption is a legal provision that reduces the taxable value of your primary residence, …

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homeownershomestead exemptionmoney saving tipsproperty taxtaxes
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
do not call

New law protects you from unwanted calls when buying a house

Bethany Ramos August 5, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesThe U.S. House and Senate have passed a new bill, the Homebuyers Privacy Protection Act, that …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Finance, Homeowners, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
how to pay off your mortgage faster

How to pay off your mortgage and save thousands in interest

Bethany Ramos June 24, 2025Finance, Homeowners, Refinance

Reading Time: 3 minutesThe fastest way to pay off your mortgage is to make extra payments toward your principal …

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home loanhome loan payoffmortgagemortgage savingspay off mortgage
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