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Home Posts Finance Credit Score

Credit Score

single first time home buyer

Buying solo? 4 tips to nab your dream home

Bethany Ramos February 8, 2022 Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutes If you live alone and are ready to stop renting: It might excite you to know …

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buying a homecredit scoredown paymentfirst time homebuyerhomebuyerssingle homebuyer
how is my credit score calculated

5 things that go into your credit score (#2 is debt)

Bethany Ramos November 19, 2021 Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutes Some key facts to remember: Today’s credit score, AKA the “FICO score,” was introduced in 1989 …

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bad creditcredit scoreFICOfinancespersonal finance
mortgage faqs

The 15 biggest mortgage FAQs, all in one place

Bethany Ramos October 29, 2021 Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Officers, Mortgage Rates, Taxes

Reading Time: 12 minutes Buying a house is likely to be one of the biggest financial decisions you make. Asking …

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buying a homehome buyershomeownersmortgagereal estate
buying a home for the first time

9 things every young homebuyer needs to hear

Bethany Ramos July 27, 2021 Credit Score, First-Time Homebuyer, Home Buying, Mortgage Rates

Reading Time: 6 minutes There comes a time in a renter’s life when you’re ready for a place to call …

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buying a homecredit scorefirst housefirst time homebuyermortgage rates
credit score for a mortgage

Can you still get a mortgage with so-so credit?

Bethany Ramos May 11, 2021 Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutes The average FICO® credit score for closed loans recently hit 753, ICE Mortgage Technology’s latest Origination …

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bad creditbuying a homecredit scorehomebuyersmortgage
first time home buyer with low credit score

How to succeed at the debt snowball method (and pay down thousands)

Bethany Ramos May 12, 2020 Credit Score, Finance, First-Time Homebuyer, Homeowners

Reading Time: 3 minutes A bit on how it works: Financial guru Dave Ramsey created the debt snowball method. The …

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debt managementimprove creditmoney saving tipssave moneystudent loan debt
first time home buyer credit score

Average credit scores are higher than ever, and more renters could buy

Bethany Ramos December 17, 2019 Credit Score, Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners

Reading Time: 3 minutes CNBC recently reported that the average national FICO score has hit its highest point of 706. …

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credit scorefirst-time buyermortgage prequalificationprequalify for a loanrent or buy
first time home buyer with low credit score

Believe these 2 myths to make homebuying harder than it has to be

Bethany Ramos November 22, 2019 Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying, News

Reading Time: 2 minutes Freddie Mac’s 2019 report, Perceptions of Down Payment Consumer Research, has big implications for first-time homebuyers. …

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bad creditbuying a homecredit scorefirst time homebuyer
first time home buyer down payment

It’s about time these huge homebuying myths were busted [INFOGRAPHIC]

Bethany Ramos August 27, 2019 Credit Score, First-Time Homebuyer, Home Buying, Mortgage Rates

Reading Time: 2 minutes The latest numbers show there are at least four great reasons to buy: The average first …

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buying a homedown paymentfirst time homebuyermortgage ratesrent or buy
first home buyer

This secret can make negotiating your contract so much easier

Bethany Ramos March 15, 2019 Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 5 minutes March 15, 2019. Shopping for a house is the fun part — which is why most …

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bad creditbuying a homefirst time homebuyerhome buyingmortgage prequalification
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Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Corporate review summary

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Angell5white staron Google,Mar 17, 2023

Angell

Richard was an outstanding resource and advocate for my partner and I during our home buying process.


Robert5white staron Google,Mar 16, 2023

Robert

Our representative was outstanding! Oscar walked us through the entire way and made us feel very comfortable. If you’re in need of a home loan we highly recommend Cornerstone and Oscar’s your go-to guy.


SELENE5white staron Google,Mar 13, 2023

SELENE

Trusting Oscar Chow and his team to close on my home loan was the best experience. His level of communication is superb, he answered all my questions and went above and beyond to ensure that my loan process was successful. Highly recommend working with Stonewood Home Lending and Oscar Chow for all your mortgage lending needs.


Jeannine5white staron Google,Mar 07, 2023

Jeannine

Adam was great! Walked us through every step of the way, took time to explain all the different options available. Would definitely recommend Cornerstone.


Durrell5white staron BirdEye,Mar 07, 2023

Durrell

I had a great experience with Cornerstone. Nick was available every time I called him with a question.


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