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Personal Finance

property tax appeal

Are you overpaying? How to dispute your property taxes

Bethany Ramos January 28, 2026First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Industry Professionals, Personal Finance, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
high risk home insurance

Why does insurance cost more in some ZIP codes?

Bethany Ramos January 24, 2026Homeowners, Insurance

Reading Time: 3 minutesIf your insurance premium jumped this year, your address might be part of the reason why. …

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car insurancehigh-risk insurancehome insurancehomeownersinsurance deductible
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos January 20, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Personal Finance

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
down payment on a house

New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026First-Time Homebuyer, Homebuying, Personal Finance

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
should i refinance

Want to cut costs? 6 smart mortgage moves

Bethany Ramos January 18, 2026Homeowners, Personal Finance, Refinance

Reading Time: 4 minutesIf your mortgage doesn’t fit your life the way it used to, you’re not stuck. A …

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mortgagepay off mortgagerefinancesave on mortgagewhen to refinance
banking scams

Stop scammers: 7 ways to stay ahead of today’s top threats

Bethany Ramos January 14, 2026Banking, Personal Finance

Reading Time: 4 minutesThe fastest way to stop a scammer is to slow down. Almost every scam depends on …

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bankingfraud protectionmanaging your moneypersonal financescams
avoid overdraft fees

8 ways to avoid overdraft fees that actually work

Bethany Ramos January 3, 2026Banking, Personal Finance

Reading Time: 3 minutesLife happens, but overdraft fees don’t have to. Overdraft fees are one of the easiest bank …

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bankingmoneymoney saving tipsoverdraft feespersonal finance
rental car insurance

Rental car insurance: Should you buy it at the counter? 

Bethany Ramos January 2, 2026Insurance

Reading Time: 3 minutesIf you already carry collision and comprehensive coverage on your personal policy, you probably don’t need …

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car insuranceholidayinsurancerental car insurancetravel
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
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