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Personal Finance

should i refinance

Want to cut costs? 6 smart mortgage moves

Bethany Ramos January 18, 2026Homeowners, Personal Finance, Refinance

Reading Time: 4 minutesIf your mortgage doesn’t fit your life the way it used to, you’re not stuck. A …

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mortgagepay off mortgagerefinancesave on mortgagewhen to refinance
how much should an emergency fund be

1 in 3 people can’t cover a $400 expense. Here’s how to fix it.

Bethany Ramos January 1, 2026Personal Finance

Reading Time: 3 minutesHow much should an emergency fund be? As a dedicated savings cushion, an emergency fund can …

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budgetemergency fundfinancesmoney saving tipspersonal finance
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
how to prepare for a hurricane

8 smart ways to disaster-proof your house

Bethany Ramos July 8, 2025Home Improvement, Home Insurance, Homeowners, Lifestyle

Reading Time: 3 minutesYour house is likely to be your biggest investment. If it’s hit by a hurricane, wildfire, …

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diyhome improvementhome insurancehomeownersnatural disaster
how to pay off your mortgage faster

How to pay off your mortgage and save thousands in interest

Bethany Ramos June 24, 2025Homeowners, Personal Finance, Refinance

Reading Time: 3 minutesThe fastest way to pay off your mortgage is to make extra payments toward your principal …

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home loanhome loan payoffmortgagemortgage savingspay off mortgage
best way to build credit

What’s the best way to build credit? 8 strategies

Bethany Ramos May 13, 2025Credit Score, First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
how to put your home in a trust

How—and when—to put your home in a trust

Bethany Ramos April 22, 2025Homeowners, Personal Finance, Taxes

Reading Time: 3 minutesTrying to decide on the best way to pass on your home to your children? It …

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estate planningfinancial planninghome insurancehomeownersmortgage
how is your credit score calculated

Your guide to your credit score: How is it calculated?

Bethany Ramos March 11, 2025Credit Score, First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance
tax deductions for homeowners

Maximize your 2025 tax savings as a homeowner

Bethany Ramos February 19, 2025Homeowners, Taxes

Reading Time: < 1 minuteTax season is here! Homeownership comes with unique tax benefits, and we’re here to help you …

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homeownersproperty taxsolartax deductionstaxes
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