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Homeowners

trump mortgage rates​

Rate drop? What Trump’s plan means for homebuyers and owners

Bethany Ramos January 9, 2026Home Buying, Mortgage Rates, News, Refinance

Reading Time: 3 minutesPresident Trump just announced plans to purchase $200 billion in mortgage bonds using cash from Fannie …

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homebuyingmortgage bondsmortgage ratesrefinancetrump
how to apply for a homestead exemption

How to apply for a homestead exemption in almost every state

Bethany Ramos January 6, 2026Homeowners, Taxes

Reading Time: 3 minutesA homestead exemption is a legal provision that reduces the taxable value of your primary residence, …

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homeownershomestead exemptionmoney saving tipsproperty taxtaxes
home maintenance checklist

Hit refresh with our spring home maintenance checklist 

Bethany Ramos December 11, 2025Cleaning, Home Improvement, Homeowners, Lifestyle, Selling

Reading Time: 3 minutesSpring has sprung, and if you’re a homeowner, it’s the perfect opportunity to give your house …

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home improvementhome sellershomeownersselling a houseselling in the spring
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
how does a second mortgage work

Need cash, but don’t want to refinance?

Bethany Ramos November 11, 2025Homeowners, Refinance

Reading Time: 3 minutesA Closed-End Second Mortgage is a type of home loan that lets you borrow against your …

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debt managementhome equityhomeownersrefinancesecond mortgage
mortgage recast

Refinance vs. recast: Which saves you more?

Bethany Ramos October 28, 2025Homeowners, Refinance

Reading Time: 3 minutesMost homeowners know about refinancing, but they’re less familiar with a mortgage recast. A refinance replaces …

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homeownersmortgage paymentrecastrefinancewhen to refinance
best roi home improvements

Ready to renovate? 5 home improvements with high ROI

Bethany Ramos September 9, 2025Contractors, Home Improvement, Homeowners, Refinance

Reading Time: 3 minutesRight now, garage door replacement, entry door replacement, stone veneer, and kitchen remodel rank highest for …

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home improvementhome renovationhomeownersremodelingrenovation loan
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
do not call

New law protects you from unwanted calls when buying a house

Bethany Ramos August 5, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesThe U.S. House and Senate have passed a new bill, the Homebuyers Privacy Protection Act, that …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Finance, Homeowners, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
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