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Homeowners

how to apply for a homestead exemption

How to apply for a homestead exemption in almost every state

Bethany Ramos January 6, 2026Homeowners, Taxes

Reading Time: 3 minutesA homestead exemption is a legal provision that reduces the taxable value of your primary residence, …

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homeownershomestead exemptionmoney saving tipsproperty taxtaxes
buying a second home​

Are you ready to buy a second home? 6 signs

Bethany Ramos January 2, 2026Homeowners, Vacation Rentals

Reading Time: 4 minutesYou’ll know you’re ready to buy a second home when you have stable income, strong credit, …

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Airbnbholidayhomeownersmortgage savingsrentalsvacation homes
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
how does a second mortgage work

Need cash, but don’t want to refinance?

Bethany Ramos November 11, 2025Homeowners, Refinance

Reading Time: 3 minutesA Closed-End Second Mortgage is a type of home loan that lets you borrow against your …

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debt managementhome equityhomeownersrefinancesecond mortgage
mortgage recast

Refinance vs. recast: Which saves you more?

Bethany Ramos October 28, 2025Homeowners, Refinance

Reading Time: 3 minutesMost homeowners know about refinancing, but they’re less familiar with a mortgage recast. A refinance replaces …

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homeownersmortgage paymentrecastrefinancewhen to refinance
one big beautiful bill​

Big changes: What does the BBB mean for you?

Bethany Ramos October 14, 2025Home Buying, Homeowners, News

Reading Time: 3 minutesA new set of tax rules is reshaping the housing market. If you’re a homeowner, buyer, …

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homeownersindustry newsmortgagemortgage interesttaxes
best roi home improvements

Ready to renovate? 5 home improvements with high ROI

Bethany Ramos September 9, 2025Contractors, Home Improvement, Homeowners, Refinance

Reading Time: 3 minutesRight now, garage door replacement, entry door replacement, stone veneer, and kitchen remodel rank highest for …

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home improvementhome renovationhomeownersremodelingrenovation loan
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
how to use home equity

Cashing in on equity: 7 strategies homeowners are using

Bethany Ramos July 22, 2025Finance, Homeowners, Refinance

Reading Time: 3 minutesHome equity is the difference between the current value of your house and the amount left …

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home equityhome renovationhomeownersmortgagereasons to refinance
how to prepare for a hurricane

8 smart ways to disaster-proof your house

Bethany Ramos July 8, 2025Home Improvement, Home Insurance, Homeowners, Lifestyle

Reading Time: 3 minutesYour house is likely to be your biggest investment. If it’s hit by a hurricane, wildfire, …

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diyhome improvementhome insurancehomeownersnatural disaster
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