Refinance

Ready to renovate? 3 smart ways to finance 3 types of home upgrades

Bethany Ramos October 4, 2019First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Refinance

Reading Time: 4 minutesSick of the same old, same old? Want to reap more from your greatest financial investment? …

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Get ready to refi: The Fed announces its first rate cut in 10 years

Bethany Ramos July 31, 2019Current Events, First-Time Homebuyer, Homebuying, Homeowners, Mortgage Rates, Refinance

Reading Time: 2 minutesThe Federal Reserve’s latest decision may be great news for homeowners. On Wednesday, July 31, 2019, …

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It’s not 2008: So, is it smart to start using your home as an ATM?

Bethany Ramos March 6, 2019Homeowners, Personal Finance, Refinance

Reading Time: 2 minutesJune 11, 2019. In the past six years, there’s been a major appreciation in housing prices …

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These are the only mortgage tips you’ll need in 2019

Bethany Ramos January 22, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 5 minutesLast year was an interesting one for homebuyers. A year that started with historically low rates …

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Your loan officer can help you buy more house for less in today’s market

Bethany Ramos August 28, 2018First-Time Homebuyer, Homebuying, Homeowners, Mortgage Rates, Refinance

Reading Time: 6 minutesAug. 28, 2018. Summer temps are cooling, and an even hotter housing market is starting its seasonal …

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The pros and cons of home improvement loans no one’s talking about

Bethany Ramos April 10, 2018First-Time Homebuyer, Getting Prequalified, Home Improvement, Homebuying, Homeowners, Industry Professionals, Loan Types, Refinance

Reading Time: 5 minutesApril 10, 2018. Here’s a common misconception among homeowners: If you don’t have enough home equity, …

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The first 2018 Fed rate increase explained in a way anyone can understand

Bethany Ramos March 21, 2018Current Events, Homebuying, Homeowners, Mortgage Rates, Refinance

Reading Time: 3 minutesMar. 21, 2018. As expected, the Federal Reserve raised interest rates for the first time this …

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Nine weeks of mortgage rate increases? Don’t panic. Read this first.

Bethany Ramos March 16, 2018Current Events, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Industry Professionals, Mortgage Rates, Refinance

Reading Time: 4 minutesMar. 16, 2018. Mortgage rates have risen for nine weeks in a row, according to the …

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The good (and the bad) news about the next Federal Reserve rate increase

Bethany Ramos February 12, 2018Current Events, Homebuying, Homeowners, Industry Professionals, Mortgage Rates, Personal Finance, Refinance

Reading Time: 4 minutesCan we expect a Fed rate hike in March 2018? Loan officers weigh in

Do you know how to find a qualified contractor who’s worth the price?

Bethany Ramos February 6, 2018First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Industry Professionals, Loan Types, Refinance

Reading Time: 5 minutes12 revealing questions to ask before you hire a home contractor