How financially healthy are you?

Bethany Ramos

Take this quiz to check up on your financial health.

If an emergency struck, would you have $1,000-$3,000 to pay for it?

How much of your monthly income goes toward debt?

How much credit card debt do you have?

Do you have a written budget?

Have you created financial goals for the future?

Do you spend less than you earn?

How often do you miss mortgage payments?

How often do you pay bills late?

Do you have a FICO credit score that will qualify you for competitive mortgage interest rates?

Do you know when your mortgage may benefit from a refinance?

Do you have health, car, life, and homeowner's insurance to protect against a wipe out of your savings?

Do you have your financial records accessible?

Do you know when traditional 401(k) contributions are deducted from your salary?

How much are you saving for retirement?

Do you know your mortgage interest rate?