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money saving tips

8 surprisingly simple ways to save money inside your home

Bethany Ramos January 7, 2026DIY, Finance, Home Insurance, Homeowners, Lifestyle

Reading Time: 4 minutesLow-cost living doesn’t have to be time-consuming. Simple changes like cutting unused subscriptions, reassessing your home …

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diyenergy saving tipsgreen livinghomeownersmoney saving tips
can you buy a house after bankruptcy​

10 mortgage questions most people don’t want to ask

Bethany Ramos January 6, 2026Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners, Industry Professionals, Loan Officers

Reading Time: 5 minutesUncomfortable mortgage questions are hard to ask, but experienced loan officers have heard them all before. …

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buying a homehomeownersloan officersmortgagemortgage questions
how to apply for a homestead exemption

How to apply for a homestead exemption in almost every state

Bethany Ramos January 6, 2026Homeowners, Taxes

Reading Time: 3 minutesA homestead exemption is a legal provision that reduces the taxable value of your primary residence, …

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homeownershomestead exemptionmoney saving tipsproperty taxtaxes
buying a second home​

Are you ready to buy a second home? 6 signs

Bethany Ramos January 2, 2026Homeowners, Vacation Rentals

Reading Time: 4 minutesYou’ll know you’re ready to buy a second home when you have stable income, strong credit, …

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Airbnbholidayhomeownersmortgage savingsrentalsvacation homes
how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
home maintenance checklist

Hit refresh with our spring home maintenance checklist 

Bethany Ramos December 11, 2025Cleaning, Home Improvement, Homeowners, Lifestyle, Selling

Reading Time: 3 minutesSpring has sprung, and if you’re a homeowner, it’s the perfect opportunity to give your house …

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home improvementhome sellershomeownersselling a houseselling in the spring
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Home Buying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
how does a second mortgage work

Need cash, but don’t want to refinance?

Bethany Ramos November 11, 2025Homeowners, Refinance

Reading Time: 3 minutesA Closed-End Second Mortgage is a type of home loan that lets you borrow against your …

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debt managementhome equityhomeownersrefinancesecond mortgage
mortgage recast

Refinance vs. recast: Which saves you more?

Bethany Ramos October 28, 2025Homeowners, Refinance

Reading Time: 3 minutesMost homeowners know about refinancing, but they’re less familiar with a mortgage recast. A refinance replaces …

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homeownersmortgage paymentrecastrefinancewhen to refinance
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