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Homebuying

best time of year to buy a house

What’s the best time of year to buy or sell a house?

Bethany Ramos January 22, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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buying a homefirst-time buyerhome buyersmortgage questionsnew home
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos January 20, 2026First-Time Homebuyer, Getting Prequalified, Homebuying, Personal Finance

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
down payment on a house

New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026First-Time Homebuyer, Homebuying, Personal Finance

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
buying a new home

Pets are changing the way buyers hunt for houses

Bethany Ramos January 13, 2026First-Time Homebuyer, Homebuying, Homeowners, Lifestyle

Reading Time: 3 minutesBuying a new home with a pet? When pet owners shop for a home, the four-legged …

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buying a homedogshomebuyerspet friendlypets
trump mortgage rates​

Trump’s $200B buy and investor ban: Will mortgages get cheaper?

Bethany Ramos January 9, 2026Current Events, Homebuying, Mortgage Rates, Refinance

Reading Time: 3 minutesPresident Trump just announced plans for Fannie Mae and Freddie Mac, two government-sponsored enterprises, to purchase …

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homebuyingmortgage bondsmortgage ratesrefinancetrump
how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Homebuying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Homebuying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
one big beautiful bill​

Big changes: What does the BBB mean for you?

Bethany Ramos October 14, 2025Current Events, Homebuying, Homeowners

Reading Time: 3 minutesA new set of tax rules is reshaping the housing market. If you’re a homeowner, buyer, …

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homeownersindustry newsmortgagemortgage interesttaxes
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
best way to build credit

What’s the best way to build credit? 8 strategies

Bethany Ramos May 13, 2025Credit Score, First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
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