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Home Buying

trump mortgage rates​

Trump’s $200B buy and investor ban: Will mortgages get cheaper?

Bethany Ramos January 9, 2026Home Buying, Mortgage Rates, News, Refinance

Reading Time: 3 minutesPresident Trump just announced plans for Fannie Mae and Freddie Mac, two government-sponsored enterprises, to purchase …

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homebuyingmortgage bondsmortgage ratesrefinancetrump
can you buy a house after bankruptcy​

10 mortgage questions most people don’t want to ask

Bethany Ramos January 6, 2026Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners, Industry Professionals, Loan Officers

Reading Time: 5 minutesUncomfortable mortgage questions are hard to ask, but experienced loan officers have heard them all before. …

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buying a homehomeownersloan officersmortgagemortgage questions
how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Home Buying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
how do you qualify for a va loan

6 things to know before you apply for a VA loan

Bethany Ramos November 11, 2025Finance, Home Buying, Taxes

Reading Time: 3 minutesIf you’re one of the 17 million veterans in the United States, there’s a powerful homeownership …

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veterans
one big beautiful bill​

Big changes: What does the BBB mean for you?

Bethany Ramos October 14, 2025Home Buying, Homeowners, News

Reading Time: 3 minutesA new set of tax rules is reshaping the housing market. If you’re a homeowner, buyer, …

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homeownersindustry newsmortgagemortgage interesttaxes
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
best way to build credit

What’s the best way to build credit? 8 strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
fha loan qualifications

New FHA loan changes: What do they mean for you?

Bethany Ramos April 8, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesAs of May 25, 2025, non-permanent U.S. residents will no longer be able to apply for …

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buying a homeFHA loansfirst time homebuyerhomebuyersrefinance
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