How financially healthy are you?

Bethany Ramos

Take this quiz to check up on your financial health.

If an emergency struck, would you have $1,000-$3,000 to pay for it?

1 out of 15

How much of your monthly income goes toward debt?

2 out of 15

How much credit card debt do you have?

3 out of 15

Do you have a written budget?

4 out of 15

Have you created financial goals for the future?

5 out of 15

Do you spend less than you earn?

6 out of 15

How often do you miss mortgage payments?

7 out of 15

How often do you pay bills late?

8 out of 15

Do you have a FICO credit score that will qualify you for competitive mortgage interest rates?

9 out of 15

Do you know when your mortgage may benefit from a refinance?

10 out of 15

Do you have health, car, life, and homeowner's insurance to protect against a wipe out of your savings?

11 out of 15

Do you have your financial records accessible?

12 out of 15

Do you know when traditional 401(k) contributions are deducted from your salary?

13 out of 15

How much are you saving for retirement?

14 out of 15

Do you know your mortgage interest rate?

15 out of 15