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Personal Finance

team building

What a lender learned from swimming upstream in the corporate world

Bethany Ramos February 26, 2018About Cornerstone, Industry Professionals, Personal Finance

Reading Time: 6 minutesFeb. 26, 2018. The research on team member happiness is certainly motivating. But we see it …

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cornerstone home lendingcorporate cultureloan officersmortgage lendersteam members
is pmi deductible in 2018

Homeowners are happy about this last-minute tax deduction extension

Bethany Ramos February 15, 2018Current Events, Homeowners, Industry Professionals, Personal Finance, Taxes

Reading Time: 3 minutesFeb. 15, 2018. It’s a mouthful, but it’s going to benefit homeowners just in time for …

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industry newsmortgage insurancePMItax deductionstaxes
fed rate hike

The good (and the bad) news about the next Federal Reserve rate increase

Bethany Ramos February 12, 2018Current Events, Homebuying, Homeowners, Industry Professionals, Mortgage Rates, Personal Finance, Refinance

Reading Time: 4 minutesCan we expect a Fed rate hike in March 2018? Loan officers weigh in

industry newsinterest ratesmortgagemortgage ratesrefinance
home renovation loan

This secret can make negotiating your contract so much easier

Bethany Ramos January 27, 2018Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 4 minutesJan. 27, 2018. Shopping for a house is the fun part — which is why most …

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bad creditbuying a homefirst time homebuyerhome buyingmortgage prequalification
bullet journal ideas

The science behind bullet journaling (plus 5 productivity solutions)

Bethany Ramos January 13, 2018Lifestyle, Personal Finance

Reading Time: 5 minutesJan. 13, 2018. By the end of the year, we’re itching to tear off the last …

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bullet journaldebt managementorganizationproductivityself-improvement
tax bill affects homeowners

Newly signed tax bill means 3 big changes for homeowners

Bethany Ramos December 26, 2017Current Events, Homeowners, Taxes

Reading Time: 3 minutesDec. 26, 2017. Before Christmas, President Trump signed the bill to enact the most significant tax …

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interest ratesmortgagemortgage newsproperty taxtaxes
save on mortgage

The only 7 mortgage tips you’ll need for 2017

Bethany Ramos December 21, 2017Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 6 minutes7 lender-approved ways to make the most of your mortgage

choosing a mortgagehome loan payoffmortgage savingsrefinancesave on mortgage
save on mortgage

These are the only mortgage tips you’ll need in 2019

Bethany Ramos December 21, 2017Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 5 minutesDec. 21, 2018. Last year was an interesting one for homebuyers. A year that started with …

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choosing a mortgagehome loan payoffmortgage savingsrefinancesave on mortgage
hurricane preparedness

The science behind bullet journaling (plus 5 productivity solutions)

Bethany Ramos December 16, 2017Lifestyle, Personal Finance

Reading Time: 5 minutesBullet journal like a boss: Career moves, debt tools, and mental health

bullet journaldebt managementorganizationproductivityself-improvement
Federal Reserve raises interest rates

Fed hikes interest rates: What will happen to your monthly bills?

Bethany Ramos December 13, 2017Current Events, Mortgage Rates, Personal Finance

Reading Time: 3 minutesDec. 13, 2017. When the Federal Reserve raises interest rates, as they did today with a …

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industry newsinterest ratesmortgagemortgage newsmortgage rates
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