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Personal Finance

equifax data breach

How will the Equifax data breach affect your ability to get a mortgage?

Bethany Ramos October 8, 2017Credit Score, Current Events, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 5 minutesUpdated Oct. 2017. Like throwing a stone into a pond, the Equifax data breach has long-lasting …

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bad creditcredit scoreindustry newsmortgageprequalify for a loan
real estate scams

How to make a financial plan for your future when you’re feeling clueless

Bethany Ramos September 7, 2017First-Time Homebuyer, Homebuying, Homeowners, Personal Finance, Refinance

Reading Time: 6 minutesWhen it comes to our financial planning, the outlook ain’t so grand. Over half of us …

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budgetfinancesmortgagemortgage savingspersonal finance
lending to millennials

4 ways lending to millennial homebuyers is different

Bethany Ramos August 24, 2017Credit Score, First-Time Homebuyer, Homebuying, Industry Professionals

Reading Time: 5 minutesIn a generation with instant access to information, online and at their fingertips, how do you …

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first-time buyerloan officersmillennial homebuyersmortgage lendersstudent loan debt
homestead exemption

3 facts most homeowners don’t know about the homestead exemption

Bethany Ramos August 22, 2017Homeowners, Taxes

Reading Time: 4 minutesIf you’re a homeowner, taking advantage of a simple “exception to the rule” could cut your …

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homeownershomestead exemptionmortgage savingsproperty taxtaxes

VIDEO: 6 ways to pay off your mortgage sooner

Bethany Ramos August 12, 2017Homeowners, Personal Finance

Reading Time: 2 minutesAmong homeowners, this is a question that comes up a lot. Most people want to know …

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home loanhome loan payoffmortgagemortgage savingspay off mortgage
team building

What a lender learned from swimming upstream in the corporate world

Bethany Ramos July 20, 2017Industry Professionals, Personal Finance

Reading Time: 5 minutesWe learn how to view the world by how we were treated by our family. For …

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cornerstone home lendingcorporate cultureloan officersmortgage lendersteam members
changes to credit score 2017

New credit score changes in effect for July 2017 could benefit homebuyers

Bethany Ramos July 8, 2017Credit Score, Current Events, First-Time Homebuyer, Homebuying, Industry Professionals, Personal Finance

Reading Time: 5 minutesThis summer could be an excellent time to be a homebuyer, if the new credit score …

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bad creditbuying a homecredit scorefirst-time buyerhome buying
recruiting tips

4 recruiting mistakes mortgage lenders need to stop making

Bethany Ramos May 25, 2017About Cornerstone, Industry Professionals, Personal Finance

Reading Time: 6 minutesNo matter what industry you work in, recruiting can be a challenge. For those in the …

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cornerstone home lendingcorporate culturefinancesmortgage lendersrecruiting
how to lower property taxes

Get nosy, and 7 other ways to avoid that property tax creep

Bethany Ramos April 22, 2017First-Time Homebuyer, Personal Finance, Taxes

Reading Time: 5 minutesThe money you pay every year in property taxes helps to fund local schools and governments. …

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homeownersmortgagemortgage savingsproperty taxtaxes
free mortgage app

One app makes getting prequalified for a home loan really easy

Bethany Ramos April 8, 2017First-Time Homebuyer, Homebuying, Personal Finance

Reading Time: 5 minutesIs there a better way to mortgage? Most borrowers are looking for mortgage options that are …

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