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Personal Finance

This secret can make negotiating your contract so much easier

Bethany Ramos January 25, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 5 minutesJan. 25, 2019. Shopping for a house is the fun part — which is why most …

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bad creditbuying a homefirst time homebuyerhome buyingmortgage prequalification
save on mortgage

These are the only mortgage tips you’ll need in 2019

Bethany Ramos January 22, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 5 minutesLast year was an interesting one for homebuyers. A year that started with historically low rates …

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choosing a mortgagehome loan payoffmortgage savingsrefinancesave on mortgage

How fraud-protection pros keep their identity airtight

Bethany Ramos January 4, 2019Credit Score, Homebuying, Homeowners, Personal Finance

Reading Time: 4 minutesWhat does self-care in the digital age look like? It looks a little like fraud protection …

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credit scorefinancesfraud protectionidentity theftimprove credit
homeowners tax

How much is your homeowner’s tax? Find out fast

Bethany Ramos November 8, 2018Homeowners, Personal Finance, Taxes

Reading Time: 5 minutesNov. 8, 2018. If you own a home, you’ll pay property taxes. But the amount you …

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homeownersmortgagenew houseproperty taxtaxes
UltraFICO credit score

Will the new UltraFICO make it easier for you to buy a house? Probably not.

Bethany Ramos October 29, 2018Credit Score, Current Events, First-Time Homebuyer, Homeowners, Personal Finance

Reading Time: 4 minutesOct. 29, 2018. A big chunk of credit scoring is based on your payment history. (Approximately …

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bad creditbuying a homecredit scorehomebuyersmortgage news
FHFA unconstitutional

Strike three! Federal court rules the FHFA unconstitutional

Bethany Ramos July 19, 2018Current Events, Homebuying, Industry Professionals, Personal Finance

Reading Time: 3 minutesJuly 19, 2018. Like the CFPB, the FHFA just had its day in court. And like …

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buying a homehome buyingindustry newsmortgagemortgage news
unclaimed money

6 reliable resources for unclaimed money (and how to get your cash fast)

Bethany Ramos June 28, 2018Personal Finance

Reading Time: 5 minutesJune 28, 2018. It’s hard to pass up the offer of free money, especially when you’re …

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financesmoneypersonal financesave moneysaving for a down payment
cfpb unconstitutional

Find out why the CFPB has been declared unconstitutional twice in one year

Bethany Ramos June 27, 2018Current Events, Industry Professionals, Personal Finance

Reading Time: 3 minutesJune 27, 2018. On Thursday, New York federal Judge Loretta Preska ruled the U.S. Consumer Financial …

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financesindustry newsmoneymortgage newspersonal finance
mortgage payment calculator

7 incredible secrets to saving thousands on your home loan

Bethany Ramos June 19, 2018First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 6 minutesJune 19, 2018. Do you wish you could pay off your home loan sooner? Many of …

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buying a homemortgagemortgage savingssave moneysave on mortgage
Dodd-Frank Rollback

Is the Dodd-Frank rollback good news for homebuyers?

Bethany Ramos May 24, 2018Current Events, First-Time Homebuyer, Homebuying, Industry Professionals, Personal Finance

Reading Time: 4 minutesMay 24, 2018. On Tuesday, the U.S. House of Representatives voted to roll back the banking …

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buying a homefirst time homebuyerindustry newsmortgage newsrealtors
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