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Home Buying

best way to build credit

What’s the Best Way to Build Credit? 8 Strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
do not call

Got 2 Minutes? Opt Out of Unwanted Call Lists

Bethany Ramos May 9, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesWhen your credit is pulled when you apply for a mortgage, refinance, or HELOC, credit bureaus …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
HECM

Can You Use Your Home to Fund Your Retirement?

Bethany Ramos May 1, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
fha loan qualifications

New FHA Loan Changes: What Do They Mean for You? 

Bethany Ramos April 8, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesAs of May 25, 2025, non-permanent U.S. residents will no longer be able to apply for …

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buying a homeFHA loansfirst time homebuyerhomebuyersrefinance
property tax appeal

Are You Overpaying? How to Dispute Your Property Taxes 

Bethany Ramos April 4, 2025Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
refinance home loan

Life Changes. Shouldn’t Your Mortgage?

Bethany Ramos March 25, 2025Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, Refinance

Reading Time: 3 minutesHave questions about when to refinance your home loan? It’s a good idea to check in …

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homeownersmortgage ratesmortgage reviewreasons to refinancerefinance
how is your credit score calculated

Your Guide to Your Credit Score: How Is It Calculated?

Bethany Ramos March 11, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance

Are You a Veteran? Here’s How to Save on Your Home Loan & Property Taxes

Mark Ramos November 11, 2022Finance, Home Buying, Taxes

Reading Time: 2 minutesVeterans sacrifice it all to serve and protect our country. If you’re one of the 21 …

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veterans
tax return 2020

10 things I wish I knew when I became a homeowner

Bethany Ramos October 28, 2022First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Lifestyle, Moving

Reading Time: 4 minutesHouse-hunting is the fun part. So is throwing the housewarming party. But taking the time to …

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home buyinghomeownershomeownershipnew homenew house
real estate articles to share

Tell your clients: It could still be the right time to buy

Bethany Ramos October 18, 2022First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Mortgage Rates, News, Realtors

Reading Time: 2 minutesWith inflation and mortgage rates on the rise, many prospective homebuyers are wondering if now is …

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housing pricesmortgage newsmortgage ratespartnersrealtors
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