Home Buying

Could your tax refund be the key to homeownership?

Bethany Ramos February 17, 2026Finance, First-Time Homebuyer, Home Buying, Homeowners, Selling, Taxes

Reading Time: 3 minutesWondering if you can use your tax refund on a down payment for a house? The …

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New law protects you from unwanted calls when buying a house

Bethany Ramos February 9, 2026Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 4 minutesThe new Homebuyers Privacy Protection Act is set to make unsolicited calls after applying for a …

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6 practical ways to pay for your home renovation

Bethany Ramos February 3, 2026DIY, Home Improvement, Homeowners, Loan Types, Refinance

Reading Time: 3 minutesWhen you’re ready to remodel, your lender can help

Are you overpaying? How to dispute your property taxes

Bethany Ramos January 28, 2026Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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Life changes. Shouldn’t your mortgage?

Bethany Ramos January 25, 2026Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, Refinance

Reading Time: 3 minutesHave questions about when to refinance your home loan? It’s a good idea to check in …

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What’s the best time of year to buy or sell a house?

Bethany Ramos January 22, 2026First-Time Homebuyer, Getting Prequalified, Home Buying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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Can you still buy a home with student loans?

Bethany Ramos January 20, 2026Finance, First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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New 401(k) update: 8 ways to save on your down payment

Bethany Ramos January 19, 2026Finance, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesThe good news? There is no “rule” that you have to save 20% for a down …

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Trump’s $200B buy and investor ban: Will mortgages get cheaper?

Bethany Ramos January 9, 2026Home Buying, Mortgage Rates, News, Refinance

Reading Time: 3 minutesPresident Trump just announced plans for Fannie Mae and Freddie Mac, two government-sponsored enterprises, to purchase …

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How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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