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Home Buying

trump mortgage rates​

Rate drop? What Trump’s plan means for homebuyers and owners

Bethany Ramos January 9, 2026Home Buying, Mortgage Rates, News, Refinance

Reading Time: 3 minutesPresident Trump just announced plans to purchase $200 billion in mortgage bonds using cash from Fannie …

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homebuyingmortgage bondsmortgage ratesrefinancetrump
how to get a mortgage

How to buy a house in 10 steps

Bethany Ramos December 23, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
best time of year to buy a house

What’s the best time of year to buy or sell a house?

Bethany Ramos December 9, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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buying a homefirst-time buyerhome buyersmortgage questionsnew home
buying a home with student loans

Can you still buy a home with student loans?

Bethany Ramos December 3, 2025Finance, First-Time Homebuyer, Getting Prequalified, Home Buying

Reading Time: 4 minutesStudent loans don’t disqualify you from homeownership. While student debt affects your debt-to-income ratio, a lender …

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debt managementfirst housefirst time homebuyerstudent loan debtstudent loans
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Home Buying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
homeowners insurance rates

9 smart ways to slash your home insurance costs

Bethany Ramos November 16, 2025Finance, Home Buying, Home Insurance, Homeowners

Reading Time: 3 minutesIt’s not your imagination: Home insurance rates have risen and are expected to keep rising. Contributing …

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home insurancehomeownershomeowners insuranceinsurancemoney saving tips
down payment on a house

Save thousands on your down payment? 8 options for homebuyers

Bethany Ramos September 23, 2025Finance, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesMany homebuyers are put off by the thought of saving for a 20 percent down payment …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
HECM

Can you use your home to fund your retirement?

Bethany Ramos August 19, 2025Homeowners, Loan Types, Taxes

Reading Time: 4 minutesWondering how to use your home equity as you near retirement? If you’re 62 or older, …

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choosing a mortgagehecmhomeownersretirementreverse mortgage
do not call

New law protects you from unwanted calls when buying a house

Bethany Ramos August 5, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesThe U.S. House and Senate have passed a new bill, the Homebuyers Privacy Protection Act, that …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
property tax appeal

Are you overpaying? How to dispute your property taxes

Bethany Ramos June 10, 2025Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
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