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First-Time Homebuyer

low cost apartments

Housing prices haven’t skyrocketed – rents have

Bethany Ramos January 7, 2020First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 2 minutesSince the real estate market began to bounce back in 2012, there have been plenty of …

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buying versus rentingfirst housefirst time homebuyerrentrent or buy
what to know when buying your first house

24% of renters say winter is the best season to buy

Bethany Ramos December 27, 2019First-Time Homebuyer, Homebuying, Moving

Reading Time: 2 minutesSpring is normally considered the optimal time of year to buy or sell a home in …

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buying a house in winterbuying versus rentingfirst housefirst time homebuyerhomebuyers
first time home buyer credit score

Average credit scores are higher than ever, and more renters could buy

Bethany Ramos December 17, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Personal Finance

Reading Time: 3 minutesCNBC recently reported that the average national FICO score has hit its highest point of 706. …

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credit scorefirst-time buyermortgage prequalificationprequalify for a loanrent or buy
first time home buyer with low credit score

Believe these 2 myths to make homebuying harder than it has to be

Bethany Ramos November 22, 2019Credit Score, Current Events, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 2 minutesFreddie Mac’s 2019 report, Perceptions of Down Payment Consumer Research, has big implications for first-time homebuyers. …

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bad creditbuying a homecredit scorefirst time homebuyer
home loan down payment

Will a latte a day keep your dreams of homeownership away? [INFOGRAPHIC]

Bethany Ramos November 19, 2019First-Time Homebuyer, Homebuying, Homeowners

Reading Time: 2 minutesThe takeaways: ‘Tis the season for everything pumpkin spice. It may be tempting to spend a …

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buying a homedown paymentfirst-time buyerhomebuyerssaving for a down payment
first home purchase

Why homeowners are happy and renters are not

Bethany Ramos November 15, 2019First-Time Homebuyer, Homebuying, Homeowners

Reading Time: 2 minutesWhen topics like homeownership and fulfilling the American Dream come up, most of the conversations zero …

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buying versus rentingfirst housefirst time homebuyerrent or buywhen to buy
when to buy your first home

70% of young buyers would rather hunt for dream houses than swipe right

Bethany Ramos November 12, 2019Current Events, First-Time Homebuyer, Homebuying

Reading Time: 2 minutesYoung homebuyers, those from the Gen Z and Millennial age groups, are waiting longer than past …

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first housefirst time homebuyerfirst-time buyermillennial buyersrent or buy
first home purchase

Proof your first home is closer than you think [INFOGRAPHIC]

Bethany Ramos October 18, 2019First-Time Homebuyer, Homebuying

Reading Time: 2 minutesHere’s a quick recap: The U.S. Census Bureau defines “millennials” from ages 18 to 36. The …

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first housefirst time homebuyerhomebuyersmillennial buyersrent or buy
selling my house

Ready to renovate? 3 smart ways to finance 3 types of home upgrades

Bethany Ramos October 4, 2019First-Time Homebuyer, Home Improvement, Homebuying, Homeowners, Refinance

Reading Time: 4 minutesSick of the same old, same old? Want to reap more from your greatest financial investment? …

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buying a homehome improvementhome renovationmillennial buyersrefinance
mortgage affordability

This is how to stop worrying about housing affordability

Bethany Ramos September 17, 2019First-Time Homebuyer, Homebuying

Reading Time: 2 minutesHousing affordability is all over the news, with many headlines reporting that buying a house today …

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buying a homefirst time homebuyerhomebuyerssave on mortgagewhen to buy
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