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Tag Archive

Below you'll find a list of all posts! that have been tagged as “credit score”

best way to build credit

What’s the Best Way to Build Credit? 8 Strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
do not call

Got 2 Minutes? Opt Out of Unwanted Call Lists

Bethany Ramos May 9, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesWhen your credit is pulled when you apply for a mortgage, refinance, or HELOC, credit bureaus …

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buying a homecredit scoreprequalificationrefinancingtrigger lead
how is your credit score calculated

Your Guide to Your Credit Score: How Is It Calculated?

Bethany Ramos March 11, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance
single first time home buyer

Buying solo? 4 tips to nab your dream home

Bethany Ramos February 8, 2022Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesIf you live alone and are ready to stop renting: It might excite you to know …

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buying a homecredit scoredown paymentfirst time homebuyerhomebuyerssingle homebuyer
buying a home for the first time

9 things every young homebuyer needs to hear

Bethany Ramos July 27, 2021Credit Score, First-Time Homebuyer, Home Buying, Mortgage Rates

Reading Time: 6 minutesThere comes a time in a renter’s life when you’re ready for a place to call …

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buying a homecredit scorefirst housefirst time homebuyermortgage rates
tax deductions for homeowners

Can you still get a mortgage with so-so credit?

Bethany Ramos May 11, 2021Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesThe average FICO® credit score for closed loans recently hit 753, ICE Mortgage Technology’s latest Origination …

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bad creditbuying a homecredit scorehomebuyersmortgage
first time home buyer credit score

Average credit scores are higher than ever, and more renters could buy

Bethany Ramos December 17, 2019Credit Score, Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners

Reading Time: 3 minutesCNBC recently reported that the average national FICO score has hit its highest point of 706. …

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credit scorefirst-time buyermortgage prequalificationprequalify for a loanrent or buy
first time home buyer with low credit score

Believe these 2 myths to make homebuying harder than it has to be

Bethany Ramos November 22, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying, News

Reading Time: 2 minutesFreddie Mac’s 2019 report, Perceptions of Down Payment Consumer Research, has big implications for first-time homebuyers. …

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bad creditbuying a homecredit scorefirst time homebuyer

How fraud-protection pros keep their identity airtight

Bethany Ramos January 4, 2019Credit Score, Finance, Home Buying, Homeowners

Reading Time: 4 minutesWhat does self-care in the digital age look like? It looks a little like fraud protection …

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credit scorefinancesfraud protectionidentity theftimprove credit
UltraFICO credit score

Will the new UltraFICO make it easier for you to buy a house? Probably not.

Bethany Ramos October 29, 2018Credit Score, Finance, First-Time Homebuyer, Homeowners, News

Reading Time: 4 minutesOct. 29, 2018. A big chunk of credit scoring is based on your payment history. (Approximately …

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bad creditbuying a homecredit scorehomebuyersmortgage news
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