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Personal Finance

questions to ask a realtor

‘If you don’t own a home, buy one,’ Wall Street billionaire says

Bethany Ramos February 18, 2020First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 2 minutesPurchasing stocks or CDs, or even just using a savings account, are all common ways people …

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buying a homehome equityhomebuyershomeownersrent or buy
first time home buyer credit score

Average credit scores are higher than ever, and more renters could buy

Bethany Ramos December 17, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Personal Finance

Reading Time: 3 minutesCNBC recently reported that the average national FICO score has hit its highest point of 706. …

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credit scorefirst-time buyermortgage prequalificationprequalify for a loanrent or buy
first time home buyer with low credit score

Believe these 2 myths to make homebuying harder than it has to be

Bethany Ramos November 22, 2019Credit Score, Current Events, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 2 minutesFreddie Mac’s 2019 report, Perceptions of Down Payment Consumer Research, has big implications for first-time homebuyers. …

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bad creditbuying a homecredit scorefirst time homebuyer
first time home buyer down payment

It’s about time these huge homebuying myths were busted [INFOGRAPHIC]

Bethany Ramos August 27, 2019Credit Score, First-Time Homebuyer, Homebuying, Mortgage Rates

Reading Time: 2 minutesThe latest numbers show there are at least four great reasons to buy: The average first …

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buying a homedown paymentfirst time homebuyermortgage ratesrent or buy
mortgage insurance cost

Another break for homebuyers: A chance to cut mortgage insurance by 25%

Bethany Ramos July 16, 2019First-Time Homebuyer, Homebuying, Homeowners, Personal Finance

Reading Time: 4 minutesFor homebuyers, the grass keeps getting greener. Not only is it the most affordable time to …

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buying a homedown paymenthomeownersmortgage insurancePMI
investing in real estate for retirement

Using retirement funds to invest in real estate? 10 need-to-read tips

Bethany Ramos June 14, 2019Homebuying, Homeowners, Personal Finance

Reading Time: 3 minutesJune 14, 2019. Are you interested in investing in real estate? If yes, then consider using …

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buying a homeinvestmentreal estateretirementsecond home
first home buyer

This secret can make negotiating your contract so much easier

Bethany Ramos March 15, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 5 minutesMarch 15, 2019. Shopping for a house is the fun part — which is why most …

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bad creditbuying a homefirst time homebuyerhome buyingmortgage prequalification
refinance mortgage

It’s not 2008: So, is it smart to start using your home as an ATM?

Bethany Ramos March 6, 2019Homeowners, Personal Finance, Refinance

Reading Time: 2 minutesJune 11, 2019. In the past six years, there’s been a major appreciation in housing prices …

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home equityhomeownersmortgagereasons to refinancewhen to refinance

This secret can make negotiating your contract so much easier

Bethany Ramos January 25, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying

Reading Time: 5 minutesJan. 25, 2019. Shopping for a house is the fun part — which is why most …

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bad creditbuying a homefirst time homebuyerhome buyingmortgage prequalification
save on mortgage

These are the only mortgage tips you’ll need in 2019

Bethany Ramos January 22, 2019Credit Score, First-Time Homebuyer, Getting Prequalified, Homebuying, Homeowners, Mortgage Rates, Personal Finance, Refinance

Reading Time: 5 minutesLast year was an interesting one for homebuyers. A year that started with historically low rates …

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choosing a mortgagehome loan payoffmortgage savingsrefinancesave on mortgage
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