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First-Time Homebuyer

best time of year to buy a house

What’s the best time of year to buy or sell a house?

Bethany Ramos December 9, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Mortgage Rates

Reading Time: 3 minutesThe best time to buy a house is typically during fall and winter when there are …

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buying a homefirst-time buyerhome buyersmortgage questionsnew home
50 year mortgage

The homebuyer’s guide to the 50-year mortgage

Bethany Ramos November 25, 2025First-Time Homebuyer, Home Buying, Loan Types

Reading Time: 3 minutesRecent headlines about 50-year and portable mortgages have sparked a national conversation. A 50-year mortgage is …

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50 year mortgageaffordabilitybuying a homefirst time homebuyermortgage
down payment on a house

Save thousands on your down payment? 8 options for homebuyers

Bethany Ramos September 23, 2025Finance, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesMany homebuyers are put off by the thought of saving for a 20 percent down payment …

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buying a homedown paymentfirst time homebuyersave on mortgagesaving for a down payment
property tax appeal

Are you overpaying? How to dispute your property taxes

Bethany Ramos June 10, 2025Finance, First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Taxes

Reading Time: 5 minutesAs a homeowner, you have the option to appeal your property taxes if you feel like …

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homeownersmoney saving tipsproperty taxtax deductionstaxes
how to get a mortgage

How to buy a house in 10 steps [INFOGRAPHIC]

Bethany Ramos June 5, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesBuying a house becomes manageable when you break it down into 10 simple steps. The process …

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choosing a mortgagehome loanhome loan typesmortgagemortgage questions
best way to build credit

What’s the best way to build credit? 8 strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
fha loan qualifications

New FHA loan changes: What do they mean for you?

Bethany Ramos April 8, 2025First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Types

Reading Time: 3 minutesAs of May 25, 2025, non-permanent U.S. residents will no longer be able to apply for …

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buying a homeFHA loansfirst time homebuyerhomebuyersrefinance
how is your credit score calculated

Your guide to your credit score: How is it calculated?

Bethany Ramos March 11, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance
tax return 2020

10 things I wish I knew when I became a homeowner

Bethany Ramos October 28, 2022First-Time Homebuyer, Home Buying, Home Improvement, Homeowners, Lifestyle, Moving

Reading Time: 4 minutesHouse-hunting is the fun part. So is throwing the housewarming party. But taking the time to …

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home buyinghomeownershomeownershipnew homenew house
real estate articles to share

Tell your clients: It could still be the right time to buy

Bethany Ramos October 18, 2022First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Mortgage Rates, News, Realtors

Reading Time: 2 minutesWith inflation and mortgage rates on the rise, many prospective homebuyers are wondering if now is …

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housing pricesmortgage newsmortgage ratespartnersrealtors
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