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News

mortgage rates 2018

Mortgage rates rise for the fourth week in a row

Bethany Ramos February 2, 2018First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News

Reading Time: 4 minutesHistorically low mortgage rates are rising (and it may not be a bad thing)

buying a homechoosing a mortgagefirst-time buyerinterest ratesmortgage rates
Net neutrality and real estate

This is what a government shutdown means for homeowners and homebuyers

Bethany Ramos January 19, 2018First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News, Refinance

Reading Time: 4 minutesJan. 19, 2018. Amidst the hubbub of the signing of the new tax plan, Congress has …

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buying a homeclosingFHA loansGovernment shutdownmortgage news
tax bill affects homeowners

Newly signed tax bill means 3 big changes for homeowners

Bethany Ramos December 26, 2017Homeowners, News, Taxes, Vacation Rentals

Reading Time: 3 minutesDec. 26, 2017. Before Christmas, President Trump signed the bill to enact the most significant tax …

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interest ratesmortgagemortgage newsproperty taxtaxes
Net neutrality and real estate

Is the net neutrality repeal a hit for realtors and lenders?

Bethany Ramos December 22, 2017First-Time Homebuyer, Home Buying, Industry Professionals, Loan Officers, News, Realtors

Reading Time: 6 minutesDec. 22, 2017. You might already be familiar with how the FCC’s vote against net neutrality …

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industry newsloan officersnet neutralityreal estaterealtors
Federal Reserve raises interest rates

Fed hikes interest rates: What will happen to your monthly bills?

Bethany Ramos December 13, 2017Finance, Mortgage Rates, News

Reading Time: 3 minutesDec. 13, 2017. When the Federal Reserve raises interest rates, as they did today with a …

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industry newsinterest ratesmortgagemortgage newsmortgage rates
millennial home buyers

Loan limits set to increase in January 2018. Here’s how homebuyers benefit.

Bethany Ramos December 5, 2017First-Time Homebuyer, Home Buying, Homeowners, Loan Types, News

Reading Time: 2 minutesBuying a home in the new year just got better (and bigger)

conforming loansFannie Maehome buyersmortgagenew loan limits
equifax data breach

How will the Equifax data breach affect your ability to get a mortgage?

Bethany Ramos October 8, 2017Credit Score, Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners, Mortgage Rates, News, Refinance

Reading Time: 5 minutesUpdated Oct. 2017. Like throwing a stone into a pond, the Equifax data breach has long-lasting …

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bad creditcredit scoreindustry newsmortgageprequalify for a loan
hurricane harvey help

Hope after Harvey: Cornerstone team members pay it forward and rebuild

Bethany Ramos October 5, 2017About Cornerstone, Homeowners, Industry Professionals, Loan Officers, News

Reading Time: 5 minutesHurricane Harvey has passed, and those of us living in South Texas have either been personally …

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hurricane damageHurricane Harveyindustry newsmortgage lendersteam members
hurricane harvey help for homeowners

How we can help homeowners hit by Harvey: From a Texas mortgage lender

Bethany Ramos September 14, 2017About Cornerstone, Homeowners, Industry Professionals, Loan Officers, News

Reading Time: 5 minutesHurricane Harvey, a record-breaking category 4 storm, brought disaster when it hit Texas in August 2017. …

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disaster reliefhomeownersHurricane Harveymortgage forbearancemortgage lenders
Texas Hailstorm Bill

We live here. We serve here. Our hearts are here.

Bethany Ramos September 9, 2017Homeowners, News

Reading Time: 6 minutesThe situation along the Texas coast, as well as Houston and surrounding areas, is dire. There …

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flood insurancehomeowners insurancehurricane damageHurricane Harveyproperty damage
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