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Loan Officers

renovation loan options

The pros and cons of home improvement loans no one’s talking about

Bethany Ramos April 10, 2018Contractors, First-Time Homebuyer, Getting Prequalified, Home Buying, Home Improvement, Homeowners, Industry Professionals, Loan Officers, Loan Types, Refinance

Reading Time: 5 minutesApril 10, 2018. Here’s a common misconception among homeowners: If you don’t have enough home equity, …

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buying a homehome improvementhome renovationhomeownersrenovation loans

National mortgage lender ranked one of the Best Workplaces for Diversity

Bethany Ramos April 6, 2018About Cornerstone, Industry Professionals, Loan Officers, News

Reading Time: 3 minutesApril 6, 2018. When we officially gave up using the word “employee” in 2017, we weren’t …

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awardscompany culturecornerstone home lendingdiversitymortgage lender
current interest rates

Nine weeks of mortgage rate increases? Don’t panic. Read this first.

Bethany Ramos March 16, 2018First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News, Refinance

Reading Time: 4 minutesMar. 16, 2018. Mortgage rates have risen for nine weeks in a row, according to the …

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buying a homeindustry newsinterest ratesmortgage newsmortgage rates
buying a home

Get your keys 40% faster? New process cuts closing day time waste

Bethany Ramos March 13, 2018First-Time Homebuyer, Home Buying, Industry Professionals, Loan Officers, Title Agents

Reading Time: 5 minutesMar. 13, 2018. Being asked to sit at the closing table for an hour and a …

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closinghome buyershome buyinghome loanmortgage documents
private mortgage insurance changes 2018

Why it could be harder for you to buy a house after March 1

Bethany Ramos February 26, 2018Credit Score, Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Industry Professionals, Loan Officers, Loan Types

Reading Time: 3 minutesFeb. 26, 2018. Buying a house isn’t something anyone should rush into. But the major changes …

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buying a homeinsurancemortgagemortgage insurancePMI
team building

What a lender learned from swimming upstream in the corporate world

Bethany Ramos February 26, 2018About Cornerstone, Finance, Industry Professionals, Loan Officers, Realtors

Reading Time: 6 minutesFeb. 26, 2018. The research on team member happiness is certainly motivating. But we see it …

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cornerstone home lendingcorporate cultureloan officersmortgage lendersteam members
is pmi deductible in 2018

Homeowners are happy about this last-minute tax deduction extension

Bethany Ramos February 15, 2018Finance, Homeowners, Industry Professionals, Loan Officers, News, Taxes

Reading Time: 3 minutesFeb. 15, 2018. It’s a mouthful, but it’s going to benefit homeowners just in time for …

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industry newsmortgage insurancePMItax deductionstaxes
fed rate hike

The good (and the bad) news about the next Federal Reserve rate increase

Bethany Ramos February 12, 2018Finance, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News, Refinance

Reading Time: 4 minutesCan we expect a Fed rate hike in March 2018? Loan officers weigh in

industry newsinterest ratesmortgagemortgage ratesrefinance
mortgage rates 2018

Mortgage rates rise for the fourth week in a row

Bethany Ramos February 2, 2018First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News

Reading Time: 4 minutesHistorically low mortgage rates are rising (and it may not be a bad thing)

buying a homechoosing a mortgagefirst-time buyerinterest ratesmortgage rates
Net neutrality and real estate

This is what a government shutdown means for homeowners and homebuyers

Bethany Ramos January 19, 2018First-Time Homebuyer, Home Buying, Homeowners, Industry Professionals, Loan Officers, Mortgage Rates, News, Refinance

Reading Time: 4 minutesJan. 19, 2018. Amidst the hubbub of the signing of the new tax plan, Congress has …

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buying a homeclosingFHA loansGovernment shutdownmortgage news
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