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Credit Score

best way to build credit

What’s the Best Way to Build Credit? 8 Strategies

Bethany Ramos May 13, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 4 minutesWhile there’s no quick fix for credit repair, paying bills on time builds your credit score …

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bad creditbuying a homecredit scorefinancesfirst time homebuyer
do not call

Got 2 Minutes? Opt Out of Unwanted Call Lists

Bethany Ramos May 9, 2025Credit Score, Getting Prequalified, Home Buying, Refinance

Reading Time: 3 minutesWhen your credit is pulled when you apply for a mortgage, refinance, or HELOC, credit bureaus …

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how is your credit score calculated

Your Guide to Your Credit Score: How Is It Calculated?

Bethany Ramos March 11, 2025Credit Score, Finance, First-Time Homebuyer, Home Buying, Homeowners

Reading Time: 3 minutesSome takeaways to remember: You don’t need perfect credit to buy a home—you just need the …

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bad creditcredit scoreFICOfinancespersonal finance

3 Ways to Take Charge of Your Finances in 2025

Mark Ramos January 21, 2025Credit Score, Finance

Reading Time: 2 minutesThe new year is here—a fresh start full of opportunities! As you settle into the rhythm …

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single first time home buyer

Buying solo? 4 tips to nab your dream home

Bethany Ramos February 8, 2022Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesIf you live alone and are ready to stop renting: It might excite you to know …

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buying a homecredit scoredown paymentfirst time homebuyerhomebuyerssingle homebuyer
mortgage faqs

The 15 biggest mortgage FAQs, all in one place

Bethany Ramos October 29, 2021Credit Score, First-Time Homebuyer, Getting Prequalified, Home Buying, Loan Officers, Mortgage Rates, Taxes

Reading Time: 12 minutesBuying a house is likely to be one of the biggest financial decisions you make. Asking …

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buying a home for the first time

9 things every young homebuyer needs to hear

Bethany Ramos July 27, 2021Credit Score, First-Time Homebuyer, Home Buying, Mortgage Rates

Reading Time: 6 minutesThere comes a time in a renter’s life when you’re ready for a place to call …

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buying a homecredit scorefirst housefirst time homebuyermortgage rates
tax deductions for homeowners

Can you still get a mortgage with so-so credit?

Bethany Ramos May 11, 2021Credit Score, First-Time Homebuyer, Home Buying

Reading Time: 3 minutesThe average FICO® credit score for closed loans recently hit 753, ICE Mortgage Technology’s latest Origination …

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first time home buyer with low credit score

How to succeed at the debt snowball method (and pay down thousands)

Bethany Ramos May 12, 2020Credit Score, Finance, First-Time Homebuyer, Homeowners

Reading Time: 3 minutesA bit on how it works: Financial guru Dave Ramsey created the debt snowball method. The …

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debt managementimprove creditmoney saving tipssave moneystudent loan debt
first time home buyer credit score

Average credit scores are higher than ever, and more renters could buy

Bethany Ramos December 17, 2019Credit Score, Finance, First-Time Homebuyer, Getting Prequalified, Home Buying, Homeowners

Reading Time: 3 minutesCNBC recently reported that the average national FICO score has hit its highest point of 706. …

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